Raise = financial security

3.3 pay checks and I can afford the Britney meet and greet package. And by afford I honestly mean pay all my other bills, savings included, still be comfortable. I am now more confident that I'll pay off my credit card debt by the time I'm 25. And as far as student loan debt: if I use one paycheck a month it'll take ~72 months or 6 years to pay it off, which is still terrifying but I would be a lot worse off if I didn't have that debt.